Must-Ask Questions Before Buying a Car: 21 Power Questions Every Smart Buyer Should Know

Buying a car isn’t just a purchase, it’s an investment in your lifestyle. If you're purchasing your first car or moving on to a newer model, it's important to ask the right questions to avoid hidden costs, future repairs, and buyer’s remorse. By being proactive, you’ll save money, drive safer, and make smarter long-term decisions.

How to Prepare Before Visiting a Car Dealer

Know Your Budget

Before you even walk into a dealership or scroll through listings, set a realistic budget. Include on-road costs, registration, insurance, and any upfront deposits.

Research Vehicle Types & Brands

Are you looking for fuel efficiency, extra boot space, or off-road capability? Research the makes and models that match your needs—don't get lured into flashy options that don’t suit your lifestyle.

21 Must-Ask Questions to Ask When Buying a Car

1. What’s the total price of the car?

Clarify the drive-away price—including taxes, registration, and dealer fees.

2. Are there any additional fees?

Some dealers add documentation or delivery charges. Always ask what’s included.

3. What’s the vehicle’s full history?

Request a CARJAM or MotorWeb report to check for red flags like accidents or odometer tampering.

4. Is it NZ-new or imported?

NZ-new cars often have better service histories. Imported ones might have gaps or be hard to verify.

5. Has the car ever been in an accident?

If yes, was it a minor fender-bender or a major collision? This can drastically affect resale value.

6. Is there any finance owing on it?

Avoid inheriting someone else’s debt. Get a PPSR report to check for existing finance.

7. Are service records available?

A well-documented service history signals a well-cared-for car.

8. What’s the fuel economy rating?

NZTA fuel economy labels can help you understand long-term running costs.

9. How many previous owners has it had?

Fewer owners typically mean less wear and tear—especially if the previous owner kept good maintenance.

10. Can I take it for an independent inspection?

Get a mechanic to give it a once-over before sealing the deal.

11. What’s the warranty coverage?

Some dealers offer extended warranties—ask what’s covered and for how long.

12. Is a WOF included?

Ensure it comes with a current Warrant of Fitness that won’t expire immediately after purchase.

13. Are there any upcoming maintenance needs?

Ask about tyre condition, brake pads, and timing belt replacements.

14. What are the financing options?

Compare the dealer’s finance rate with banks and credit unions. Always read the fine print.

15. Are trade-ins accepted?

If you’re trading your car, get a written offer and compare it with market value.

16. Can I see a mechanical checklist?

Reputable sellers will have pre-sale inspections on hand.

17. Can you guarantee the odometer reading?

Make sure the dealer certifies mileage accuracy in writing.

18. Is the price negotiable?

It never hurts to ask! Even a few hundred dollars off is a win.

19. Can I take it for a longer test drive?

Drive it on the motorway, in traffic, and on hills to get the full feel.

20. Are there upgrade options?

Some vehicles come with tech or safety packages. Check what’s available.

21. What happens if I change my mind?

Know the return or exchange policy—especially for online purchases.

Red Flags to Watch Out For

Avoiding Dodgy Sellers

Be cautious with sellers who dodge your questions, rush the sale, or avoid providing documents. If it feels sketchy, walk away.

Spotting Signs of a Poorly Maintained Vehicle

Look for uneven tyre wear, oil leaks, rust under the car, or odd smells—these could indicate neglect or hidden damage.

The Role of a Car Broker in NZ

Why Use a Broker Instead of Buying Alone?

Car brokers simplify the process, negotiate better deals, and know exactly which questions to ask when buying a car.

How Auto Brokers NZ Simplifies the Process

At Auto Brokers NZ, we:

• Handle all the paperwork.

• Ensure all inspections and finance checks are done.

• Match you with vehicles that suit your budget and lifestyle.

• Provide you with unbiased advice at every step.

Buy Smart, Drive Smarter

Buying a car is a major decision—don’t let smooth talk or shiny paint sway you. Use these questions to ask when buying a car as your essential checklist. At Auto Brokers NZ, we’re here to help Kiwis drive away happy, confident, and informed.

Remember: The more you ask, the less you regret.